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SBI personal loan interest rate

Loans & EMI in India 2026 – Complete Guide to Understanding

06/02/2026 by Rashmi Kumari
Loans & EMI in India 2026

Whether it’s buying your first home, funding higher education, purchasing a car, or handling a medical emergency — most Indians today rely on loans. And the moment you take any loan, the word EMI becomes part of your monthly vocabulary. But how exactly does EMI work? Why do two people with the same loan amount … Read more

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